Payment Estimator by Credit Rating

Amount Finance Increase

Finance Terms Term Months
Short Term
Average Term
Extended Term
APR by Credit Rating Rate %
Very Good
Good
Fair

Payments per Thousand

Credit Rating
Term Very Good Good Fair
Short $20 $21 $24
Average $17 $18 $21
Extended $15 $16 $19

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $99 $104 $119
Average $85 $90 $106
Extended $75 $80 $96

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $198 $208 $238
Average $170 $180 $211
Extended $151 $161 $193

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $297 $311 $357
Average $256 $270 $317
Extended $226 $241 $289

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $396 $415 $476
Average $341 $361 $423
Extended $302 $322 $386

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $495 $519 $595
Average $426 $451 $529
Extended $377 $402 $482

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $594 $623 $714
Average $511 $541 $634
Extended $453 $483 $579

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $693 $727 $833
Average $597 $631 $740
Extended $528 $563 $675

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $792 $830 $952
Average $682 $721 $846
Extended $604 $644 $772

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $891 $934 $1071
Average $767 $811 $952
Extended $679 $724 $868

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $990 $1038 $1189
Average $852 $901 $1057
Extended $754 $804 $965

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $1089 $1142 $1308
Average $937 $991 $1163
Extended $830 $885 $1061

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $1188 $1246 $1427
Average $1023 $1082 $1269
Extended $905 $965 $1158

Amount Financed

Credit Rating
Term Very Good Good Fair
Short $1287 $1349 $1546
Average $1108 $1172 $1374
Extended $981 $1046 $1254

FICO® Score Ranges:
Credit Score Rating % of People Impact
300-579 Very Poor 0.16 Credit applicants may be required to pay a fee or deposit, and applicants with this rating may not be approved for credit at all.
580-669 Fair 0.17 Applicants with scores in this range are considered to be subprime borrowers.
670-739 Good 0.21 Only 8% of applicants in this score range are likely to become seriously delinquent in the future.
740-799 Very Good 0.25 Applicants with scores here are likely to receive better than Good rates from lenders.
800-850 Exceptional 0.21 Applicants with scores in this range are at the top of the list for the best rates from lenders.
Credit Score ranges and impacts according experian.com
Estimated Annual Percetage Rate by Credit Rating Finance Terms
Very Good 6.99 Short Term 60
Good 9.00 Average Term 72
Fair 15.00 Extended Term 84
DO IT TODAY Learning Network provides these payment values as a guide. Each Dealership and Bank Guidelines will vary, as well as all customer situations are unique. Payments are rounded to the nearest dollar. These figures are do not guarantee credit approval at these terms or at all. Please confirm with your managers that these estimates adhere to your dealerships policy.

Your current points total:

The more you use the platform, the more points you earn!

0 Points

Achievements & Badges

What will you earn next?

Student

0/100

You're clearly committed to learning. Aim for 100 total points and win the Student badge!

Scholar

0/300

You want to stand out from the crowd. Aim for 300 total points and win the Scholar badge!

Genius

0/500

Why not shoot for the stars? Be the most committed person on the team by reaching 500 total points to win the Genius badge!

Ready, Set, Go

0/3

Set up your profile and have a look around...

3 Steps

  • Add profile avatar
  • Upload profile cover image
  • Add / edit profile information

Conversation Contributor

0/4
10 Points

Interact frequently with others on the platform to complete the challenge and earn your badge +10 points!

4 Steps

  • Reply to a forum topic at least 3 times in one week.
    (0/3)
  • Comment on an article at least 3 times in one week.
    (0/3)
  • Make a daily visit to the platform at least 3 times in one week.
    (0/3)
  • Reply to an item in the news feed at least 1 time in one week.
    (0/1)